Loaded Baked Potato

Featured in: Family Table Favorites

Golden russet potatoes emerge from the oven with irresistibly crispy skins and pillowy soft centers, ready to be crowned with a lavish topping bar of indulgent favorites. Each potato gets fluffed and generously coated with melting butter, then piled high with cool tangy sour cream that contrasts beautifully against the hot flesh. Sharp cheddar cheese cascades over everything, creating those sought-after gooey strands, while smoky crumbled bacon adds essential crunch and savory depth. A final scattering of vibrant chives brings fresh brightness and visual appeal. Ready in just over an hour with mostly hands-off cooking, these customizable spuds work equally well as a hearty standalone meal or impressive side dish alongside grilled meats and crisp salads.

Updated on Tue, 13 Jan 2026 12:19:00 GMT
Golden baked russet potatoes are split open to reveal fluffy interiors, topped with melted cheddar, sour cream, crispy bacon, and fresh chives for a classic loaded baked potato. Pin it
Golden baked russet potatoes are split open to reveal fluffy interiors, topped with melted cheddar, sour cream, crispy bacon, and fresh chives for a classic loaded baked potato. | softawrir.com

There is something magical about the way a baked potato transforms in the oven, that skin becoming perfectly crisp while the inside turns into the fluffiest cloud you have ever tasted. I stumbled upon this.loaded version during a brutal winter when comfort food was not just a preference but a survival strategy. My roommate taught me the secret of baking them directly on the oven rack instead of wrapped in foil, and it changed everything. Now whenever I smell that earthy, buttery aroma filling the kitchen, I know a deeply satisfying meal is minutes away.

The first time I served these at a dinner party, I was convinced they were too simple to impress anyone. I watched skeptical guests take their first bite and then absolutely demolish their potatoes with genuine enthusiasm. Someone actually asked if I had used some secret technique, and I just smiled and said, plenty of butter and patience.

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Ingredients

  • 4 large russet potatoes: These starchy potatoes become incredibly fluffy when baked and have sturdy skins that crisp up beautifully
  • 2 tablespoons unsalted butter: Use room temperature butter so it melts into the hot potato instantly, creating those buttery pockets throughout
  • 120 g (½ cup) sour cream: Full fat sour cream provides the best tangy contrast and silky texture against the fluffy potato
  • 100 g (1 cup) shredded cheddar cheese: Shred your own cheese from a block instead of buying pre shredded for better melting
  • 4 slices bacon: The salty, smoky crunch is essential, but you can cook it ahead of time to save yourself from last minute stress
  • 2 tablespoons chopped fresh chives: These add a mild onion flavor and bright pop of color that makes everything feel special
  • Salt and freshly ground black pepper: Season each layer as you build your potato for maximum flavor throughout

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Instructions

Preheat and prepare:
Heat your oven to 200°C (400°F) and give each potato a good scrub under running water, then pat them completely dry.
Pierce and bake:
Use a fork to poke each potato 6 to 8 times all over so steam can escape during baking, then place them directly on the oven rack.
Bake to perfection:
Let the potatoes bake for 50 to 60 minutes until the skins are crispy and a fork slides easily into the center with no resistance.
Crisp the bacon:
While the potatoes bake, cook bacon in a skillet over medium heat until perfectly crisp, then transfer to paper towels to drain.
Prepare the toppings:
Crumble the cooled bacon into bite sized pieces and measure out your sour cream, cheese, and chives so you are ready to assemble.
Open the potatoes:
Carefully remove the hot potatoes and use a sharp knife to cut a lengthwise slit across the top of each one, then gently squeeze the ends to open them up.
Fluff and season:
Use a fork to fluff up the inside of each potato, creating lots of nooks and crannies for the toppings to nestle into.
Add the butter:
Drop half a tablespoon of butter into each hot potato and add a pinch of salt and pepper while everything is still piping hot.
Load them up:
Spoon two tablespoons of sour cream onto each potato, then sprinkle with cheese, bacon, and a generous handful of fresh chives.
Serve immediately:
Get these to the table right away while the cheese is still melting and the contrast between hot and cold is at its peak.
A close-up shows a steaming loaded baked potato with melted cheese, crumbled bacon, chopped chives, and a dollop of sour cream on a rustic wooden board. Pin it
A close-up shows a steaming loaded baked potato with melted cheese, crumbled bacon, chopped chives, and a dollop of sour cream on a rustic wooden board. | softawrir.com

These loaded baked potatoes became my go to Tuesday night dinner when I want something filling but do not have the energy for an elaborate cooking session. The rhythm of baking the potatoes, sizzling bacon, and chopping chives has become such a comforting kitchen ritual.

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Making It Vegetarian

You can absolutely skip the bacon and still end up with an incredibly satisfying potato. I have found that adding smoked paprika or sautéed mushrooms gives you that savory, smoky element that bacon usually provides.

Cheese Variations

While sharp cheddar is classic, Monterey Jack brings a milder creaminess that some people actually prefer. For something different, try mixing cheddar with a bit of Gruyère for that nutty, sophisticated flavor that makes everything feel fancier.

Meal Planning Tips

You can bake the potatoes a day ahead and just reheat them at 180°C (350°F) for 15 minutes before loading them up with toppings. This makes weeknight dinners practically effortless.

  • Cook your bacon in big batches on Sunday and keep it crumbled in the fridge
  • Chives stay fresh longer if you store them in a glass of water on the counter like flowers
  • Set up a toppings bar and let everyone customize their own potato
Serve these loaded baked potatoes with a crisp green salad or grilled steak, offering a satisfying gluten-free American side dish perfect for weeknight dinners. Pin it
Serve these loaded baked potatoes with a crisp green salad or grilled steak, offering a satisfying gluten-free American side dish perfect for weeknight dinners. | softawrir.com

There is something deeply satisfying about a meal that feels so complete and comforting while being so simple to prepare. Enjoy every buttery, cheesy bite.

Recipe FAQs

How do I get the crispiest potato skin?

Bake potatoes directly on the oven rack rather than on a baking sheet. This allows hot air to circulate completely around the potato, promoting even crisping. Rubbing the skins with a light coating of oil and salt before baking also enhances crunchiness.

Can I prepare these ahead of time?

You can bake the potatoes completely up to a day in advance. Reheat in a 200°C oven for 15 minutes before adding toppings. For best results, add cold toppings like sour cream just before serving to maintain texture contrast.

What other toppings work well?

Beyond the classic combination, try adding caramelized onions, sautéed mushrooms, roasted broccoli, jalapeño slices for heat, or a dollop of guacamole. Different cheese varieties like Monterey Jack, pepper Jack, or blue cheese create delicious variations.

Why pierce the potatoes before baking?

Piercing allows steam to escape during baking, preventing potatoes from exploding in the oven. It also helps moisture evaporate more efficiently, resulting in fluffier interior texture rather than waterlogged potatoes.

How can I tell when the potatoes are done?

Potatoes are ready when a fork or skewer slides easily into the center with no resistance. The skin should feel crisp and make a hollow sound when tapped. Expect baking time of 50-60 minutes depending on potato size.

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Loaded Baked Potato

Crispy baked potatoes loaded with all the classic toppings for ultimate comfort.

Prep Time
10 minutes
Time to Cook
60 minutes
Overall Duration
70 minutes
Written by Colin Peterson


Skill Level Easy

Cuisine Type American

Amount Made 4 Portions

Diet-Friendly Info Contains No Gluten

What You Need

Potatoes

01 4 large russet potatoes, scrubbed

Toppings

01 2 tablespoons unsalted butter
02 ½ cup sour cream
03 1 cup shredded cheddar cheese
04 4 slices bacon
05 2 tablespoons chopped fresh chives
06 Salt and freshly ground black pepper, to taste

How To Make It

Step 01

Preheat Oven: Preheat oven to 400°F.

Step 02

Bake Potatoes: Pierce each potato several times with a fork. Place directly on the oven rack and bake for 50 to 60 minutes, or until skins are crisp and potatoes are tender when pierced.

Step 03

Prepare Bacon: While potatoes bake, cook bacon in a skillet over medium heat until crisp. Drain on paper towels, then crumble into pieces.

Step 04

Open Potatoes: Remove potatoes from oven. Using a sharp knife, cut a lengthwise slit in the top of each potato and gently squeeze the sides to create an opening.

Step 05

Season and Butter: Fluff the potato flesh with a fork. Add ½ tablespoon butter and a pinch of salt and pepper to each potato.

Step 06

Add Toppings: Top each potato with 2 tablespoons sour cream, ¼ cup cheddar cheese, crumbled bacon, and a sprinkle of fresh chives.

Step 07

Serve: Serve immediately while hot.

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Tools Needed

  • Oven
  • Baking sheet (optional, for easier cleanup)
  • Skillet
  • Sharp knife
  • Fork

Allergy Details

Always inspect each component for allergens and speak with a healthcare expert if unsure.
  • Contains dairy (butter, sour cream, cheese)
  • Contains pork (bacon)
  • Gluten-free, but verify bacon and cheese labels for potential additives

Nutrition Info (each serving)

These nutrition facts are for reference only. They don't substitute medical consultation.
  • Energy (Calories): 420
  • Fats: 22 g
  • Carbohydrates: 41 g
  • Proteins: 15 g

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